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The following Terms and Conditions of Use are applicable to all Users of this web site.  The Users shall accept and agree to all Terms and Conditions of Use prior to the use of this web site and registration.

 

1. Definitions

This web site is the property of MoreThanANote.com, herein known as the “Publisher”.

The term “User” refers to any person who accesses and uses this web site, as well as, any person who signs up or registers for the Service.   

The Publisher provides digital content through this web site, herein known as the “Service”. 

 

2. Copyright

The product names, logos, information, data, materials and images in this web site are protected by copyright laws.

All rights reserved.  No part of any of the content, information, data, images and videos in this web site may be reproduced, stored in a retrieval system, sold or published, in any form or by any means (electronic, mechanical, photocopying, recording or otherwise) without prior permission of the Publisher.  

 

3. Control of access to web site

The Publisher reserves the right to modify or discontinue, whether temporarily or permanently, at any time the Service or the access to the web site without prior notice. 

 

4. Control of content

The Publisher reserves the right to manage and control the information, data, materials, images, videos and tools, including the Terms and Conditions of Use, contained in this web site in a manner deemed appropriate by the Publisher.  

The information, data, materials, images, videos and tools, including the Terms and Conditions of Use, may be modified, amended, deleted or replaced at any time at the absolute discretion of the Publisher without prior notice.  The Users shall be bound by the Terms and Conditions of Use so amended.  Notice of the amendment may be given to the Users in such manner as the Publisher deems proper.

 

5. Information accuracy

In registering for the use of the Service, the User agrees to provide true, accurate, current and complete information as requested in the registration form.  The Publisher reserves the right to reject any registration, suspend or terminate any account and refuse any and/or all current or future use of the Service or any portion thereof if the information given by the User is found or suspected not true, accurate, current and complete.

 

6. Payment

There will be no refund for purchases made.  However, in the event that a dispute, if any, by the User is decided by the Publisher in the favour of the User, the Publisher shall refund to the User any excess amount paid by the User free of interest.

 

7. User account, password and security

Upon completing the registration process, the User will receive an account designation and a password.  The User shall be fully responsible for maintaining the confidentiality of the account and the password and for all the activities that occur under the account.  The User is not allowed to give or share the account or password with any person.  The User shall immediately notify the Publisher if there is any unauthorised use of the account or password or any other breach of security.  The Publisher shall not be liable for any loss or damage arising from the failure to comply with this matter.

 

8. Termination

The Publisher, in its sole discretion, may terminate the User’s account, password or use of the Service, if the User violates or acts inconsistently with the Terms and Conditions of Use.

 

9. Indemnity

The User shall indemnify the Publisher and its directors, officers, employees, agents, affiliates and partners against all losses, damages, judgements and expenses suffered or incurred in connection with or arising from:

  • Any access, use or inability to access or inability to use of this web site
  • Any system, server or connection failure, error, interruption, delay, omission or computer virus
  • Any of the contents in this web site
  • Any statement, advice or information, whether verbal or written, by the Publisher, its directors, officers, employees, agents, affiliates, partners or advertisers in this web site
  • Any other party’s access or use of this web site using the User’s account or password
  • Any purchase, receipt or transaction of any of the advertised products or services in this web site
  • Any download, saving or sharing of any type of files from this web site
  • Violation of any rights, regulations or laws

 

10. Disclaimer

While every care would be taken to provide the Service, the Publisher disclaims all liability whatsoever, for any loss of data howsoever caused including without limitations, non-deliveries, misuses, misdeliveries as a result of any interruption, delay, suspension, or termination of service, or for the contents, accuracy or quality of information or resources available, received or transmitted through the Service.

Great care has been taken to ensure that information in this web site is accurate.  The Publisher will not be responsible for omissions or inaccuracies or for any consequence arising therefrom.  The Publisher disclaims all liability whatsoever, for losses, damages, judgments and expenses, arising from any of the contents in this web site.

The Publisher makes no warranty that the Service will meet all the users’ requirements and expectations. 

Views and opinions of writers and advertisers expressed in this web site or through the links from this web site are not necessarily those of the Publisher.  Publication of an advertisement or a write-up does not imply that the service or product is recommended or endorsed by the Publisher.  

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